Dream Life Tracks

Money and peace of mind · three tracks by Dr. Steve G. Jones

The Money Worry You Keep In A Drawer Gets A Little Heavier Every Day It Stays There

This is the story behind the Inner Game of Wealth Complete Edition: three self-hypnosis tracks by Dr. Steve G. Jones that help you feel calm and capable with money, see the life you want clearly and take the long view, from the inside out.

Illustration of an unopened envelope beside a cup of tea and a pen on a wooden table, by a window looking out on autumn trees and a mountain path
Opened the same dayA letter, a cup of tea and the autumn mountain path of Inner Game of Wealth.Read why money worry hides in drawers

Plenty Of Capable People Keep A Drawer Where Money Worries Go To Wait

Dr. Steve G. Jones

Presented byDr. Steve G. Jones, Ed.D. Licensed Clinical Hypnotherapist and member of the National Guild of Hypnotists and the American Board of Hypnotherapy, practicing since the 1980s.

It might be a real drawer, a pile on the hall table or a banking app that never gets opened. Letters go in unread, statements wait for a better week, and the subject of money gets changed whenever it comes up at home. Everything else in life can be going well, and that one corner still feels heavy.

The advice for it usually sounds something like this:

None of those makes the drawer any easier to open.

When money keeps feeling heavy, people usually blame one of these:

Very often, something quieter sits beneath all four. This page calls it the “Locked Drawer”: the habit of putting money worries out of sight, in a drawer, an unopened app or a changed subject, where they quietly grow. Think of a dripping pipe behind a closed cupboard door. From the outside nothing looks wrong, while the damp spreads where nobody is looking.

Earning more doesn’t empty it, because what keeps the drawer shut is the feeling that arrives with the envelope.

What opens it is something you already have. This page calls it your “Even Keel”: the calm, capable part of you that has handled money well before, perhaps when you saved up for something or paid something off. The way back to it begins on an autumn mountain, in what this page calls the Mountain Look-Back. The three tracks in this edition are built to:

Dr. Steve G. Jones has had more in his drawer than most people ever will: $80,000 of credit card debt, with financial institutions and collection agencies at his door. How he turned it around runs through all three tracks, and you’ll find it further down.

What people are saying about Dr. Steve G. Jones’s hypnosis programs

Linda Abramson

I would highly recommend you and your site to anyone who is fed up with the way things are now, this minute, and want to open a new door to a new path. Thank you from the bottom of my heart.

Linda Abramson
Dr. Joe Vitale

Being someone who is extremely familiar with the power of hypnosis, I can say without a shadow of a doubt that Clinical Hypnotherapist Steve G. Jones is among the best in the world.

Dr. Joe VitaleStar of The Secret

Individual experiences; results vary.

Picture an ordinary evening a few weeks from now. A letter from the bank is lying on the mat. You notice the old tightness, take one slow breath, let your shoulders drop and open it at the kitchen table, then decide on one next step and write it down. Later your partner mentions money, and instead of changing the subject you put the kettle on and talk it through calmly for ten minutes. You go to bed with nothing waiting in the drawer.

That evening is the reason to keep reading. Kept shut, the Locked Drawer tends to fill up:

  1. 1One unopened letter turns into a pile that is harder to face each week.
  2. 2Hard days end with a purchase that eases the feeling for an evening and adds to the pile.
  3. 3Money turns into the subject nobody raises at home.
  4. 4And the worry follows you everywhere, even on days when nothing new arrives.

In the next few minutes you’ll discover:

  1. Three popular ideas about money worry that keep the drawer shut.
  2. The Mountain Look-Back, a moment on an autumn mountain that changes how the path ahead looks.
  3. What researchers found when they tracked how often investors looked at their own accounts.
  4. The Every-Week Test, a seven-second game that shows what your mind says back about money.

Every study mentioned is listed at the foot of the page, so you can read it for yourself.

$80,000 In The Drawer And Collection Agencies At The Door

Dr. Steve G. Jones
Dr. Steve G. Jones, Clinical Hypnotherapist

Dr. Steve G. Jones is a licensed Clinical Hypnotherapist who manages 22 training certification programs in hypnosis and NLP. At one time, 30,000 students were enrolled in his programs.

Long before any of that, life dealt him a hard hand. He lost his mother at an early age and grew up with his father, who battled alcohol abuse.

Then, as an adult, career detours and failed business ventures left him with $80,000 of credit card debt. Financial institutions and collection agencies were beating down on his door.

He was evicted from his own place and moved into his office, the only room he had left, and he was about to lose that too.

The only room he had left.

His way out began somewhere most people never think to look, and it comes further down. First, look at three ideas about money worry that keep the drawer shut.

Three Ideas About Money Worry That Keep The Drawer Shut

Each one gets passed around as comfort, and each one turns the key a little further.

“Money stress is just part of being a grown-up.”

It sounds like hard-won wisdom, and it quietly tells you that nothing can change. Yet money worry has a shape that researchers can measure, and at its center sits something you can do something about.

In the research

Researchers who built a way to measure worry about money found that it stood apart from general worry and low mood, and that avoiding financial information sat close to its center.1

Inner Game of Wealth goes straight to that center. When a bill or a statement arrives and you feel the old tightness in your stomach, you take one slow breath, let your shoulders drop and open it the same day.

“A treat after a hard day never hurt anyone.”

Now and then, it doesn’t. As a habit, it slowly turns hard days into spending days, and the relief lasts about as long as the evening does.

In the research

In a 2011 study, people in a low mood were more likely to buy themselves treats they hadn’t planned on, as a way of lifting how they felt.2

The track gives that moment a better question. You breathe, quietly name the feeling to yourself and ask, “What would really help me right now?” Sometimes it’s a walk, a glass of water, a call to a friend or an early night. A treat you planned, meanwhile, gets enjoyed gladly.

The one that keeps it shut longest

“Once I earn enough, the worry will stop.”

If the worry were only about the amount, every pay rise would shrink it. For a great many people it follows them up to the next income instead, because the habit of looking away comes along too.

In the research

Investors looked up their own accounts less often when markets were falling, turning away from the information just when it mattered most.3

The answer the track gives is calm, whatever the number in the account: a steady place inside you that each money choice comes from.

Why Money Worry Grows In The Dark

Most money moments last only seconds: a letter on the mat, a banking alert, a price at the till, a question across the dinner table. In each of them the Locked Drawer offers the same easy way out, which is to look away.

The Locked Drawer

The habit of putting money worries out of sight, in a drawer, an unopened app or a changed subject, where they grow heavier for every day they stay there.

Looking away does work, for an afternoon. The worry goes quiet for a few hours and then comes back bigger, because now there’s a closed letter attached to it.

It shows up in a handful of familiar places:

Every one of these moments is reached far more easily by calm than by a stricter budget.

Somewhere Inside, You Already Know How To Handle Money Calmly

Your Even Keel

The calm, capable part of you that has handled money well before. One slow breath brings you back to it, and from there each money choice is yours to make, with dread no longer doing the steering.

Nearly everyone has a moment like this somewhere in their past. You saved up for something and bought it with pride, paid off a card, or kept your head through a tight month. Whatever the numbers were, you were steady with money then.

The trouble is that dread tends to arrive first and fastest. By the time your Even Keel could speak, the letter is already in the drawer.

Look at how much depends on which one gets there first:

So even when the problem seems to be one of these:

it is very often your Even Keel arriving second, after the Locked Drawer has already turned the key.

What Does Your Mind Say Back When You Speak Kindly About Money?

Try this now. It takes seven seconds.

Press start, then say this sentence out loud, or clearly in your head, and listen for whatever answers back.

“I’m getting better with money every week.”

7seconds

This is only a game, and whatever answers back says nothing about you or your money. It only shows where the old feelings sit.

That sentence comes word for word from Inner Game of Wealth, which asks you to say it whenever the old words “I’m bad with money” turn up.

What Keeps The Drawer Locked, Including A Few Things That Feel Like Kindness

The Locked Drawer gets help from all sorts of ordinary places.

Seen together, the drawer makes sense. None of it is a personal failing, and each of these has a small, practical answer somewhere in the three tracks.

An Autumn Mountain, And The Path You’ve Already Climbed

Inner Game of Wealth begins on an autumn morning at the bottom of a mountain trail. Pine needles and fallen leaves lie underfoot, cool clean air fills your lungs and somewhere close by a stream tumbles over stones. You settle on a sun-warmed rock, take a sip of cool water and watch one golden leaf spiral down, a little lower with each number, until it comes to rest on the moss.

Then the track turns you around.

From the track

“Now you look back down the path you have climbed. Lower down, the trees grow thick and close together, and you remember how you found your way between them, one step at a time. Every one of those trees was something you got past.”

That look back is the Mountain Look-Back. The thick trees lower down are the money lessons you’ve already learned, the bills you’ve already paid and the hard times you’ve already come through. Above you, the path winds on towards the top, clear and inviting, waiting for your next step. Money stops looking like a test you keep failing and starts looking like a path you’re already partway up.

No matter what happens, you keep climbing.

Your First Three Weeks, Letter By Letter

Steve suggests staying with one track for 21 days before moving on, so the edition gives you three runs of 21 days. The first run, with Inner Game of Wealth, follows the recording.

  1. Day 1You listen somewhere quiet with headphones. In silence you remember a time you handled money well, then rehearse opening a bill calmly and, later, pausing at the end of a long day before buying something you hadn’t planned.
  2. The next dayYou open one letter, or check one account, that you’ve been putting off, with one slow breath first, and you give yourself credit for doing it.
  3. Whenever a money message arrivesOne slow breath, shoulders down, opened the same day and one next step chosen.
  4. Once a weekA money time made pleasant, with a cup of tea or coffee and some music you enjoy, where your money gets its jobs: the things you need, your future, any debt and the things that bring you joy.
  5. Day 21You move on to the next track, with the drawer a little emptier.

Every step is small enough for a hard week, which is exactly when it matters most.

Three Tracks, One Even Keel

Calm is the heart of it, and calm lasts longer with a reason behind it. A picture of the life you want gives you something worth opening the drawer for, and the long view gives every opened letter somewhere to go. So the edition brings three tracks together.

Inside the Inner Game of Wealth Complete Edition

The steady insideInner Game of WealthFeel calm and capable in every money moment of an ordinary week.
The pictureAttract Abundant LifestyleSee the life you want clearly, and enjoy what you have while you build more.
The long viewMindset of the RichPay your future self first, and think about money in years and decades.

Three MP3s, each with its own setting, its own silent rehearsals and a first step for the following day.

One Slow Breath, And The Letter Opened That Day

Inner Game of Wealth on computer, tablet and phone

The first track works on your Even Keel directly. Before anything else, it asks you to remember a time you handled money well, because calm is easier to find once you know you’ve found it before.

Then it gives you permission. Many people carry a quiet guilt about wanting money, and guilt is one of the strongest locks on the drawer. The track gives you permission to want money and to have it, and it reminds you that you can be comfortable with money and still be the kind, honest person you are.

In the research

Gratitude made people more patient with real money choices in a 2014 experiment, separately from simply feeling happy.5 And people randomly assigned to spend money on others ended the day happier than people assigned to spend it on themselves.6

After that it rehearses the hard moments themselves, in two silent pauses, so the new response is ready before the next letter arrives.

  • Every bill and statement opened the day it arrives, after one slow breath.
  • “I’m getting better with money every week” in place of the old words.
  • Giving, in ways that feel right to you, as part of a healthy money life.

This track is called Inner Game of Wealth. It begins on the autumn mountain and ends by counting you back up, ready for your day. See Inner Game of Wealth on its own page.

A Picture Worth Opening The Drawer For

Attract Abundant Lifestyle on computer, tablet and phone
Painting of a hammock between two palm trees on a quiet tropical beach at sunset, with a fresh coconut on the sand

The second track gives the calm somewhere to go. Facing your money is far easier when it’s also the road to a life you can picture clearly. The track opens on a quiet tropical island, in a hammock between palm trees, as the evening tide comes in one small wave at a time.

In the research

Goals rooted in what matters to you, such as relationships, growth and health, have been linked with greater wellbeing than goals built around image and possessions.7

In silence you live one ordinary day of the life you want, and each morning, with your first drink, you bring it back to mind and choose one small thing that belongs to it.

BeforeWith a picture to steer by
Money as a list of problemsMoney as the road to a life you can picture
Comparing your life with a screenScreen down, and one good thing that is already yours
“One day, when I have more…”“What part of that life can I enjoy today?”
Weekends that vanishOne thing booked each week that makes life feel abundant

This track is called Attract Abundant Lifestyle. It begins on the island, and it brings you back wide awake at the end. See Attract Abundant Lifestyle on its own page.

The Long View From A Sunlit Library

Mindset of the Rich on computer, tablet and phone

The third track gives each opened letter a direction. In the library of a grand old house on a summer afternoon, you meet your future self and listen to their advice, and from then on every money choice gets made with that person in mind.

In the research

In one study, people who saw an age-progressed image of themselves put more of a hypothetical income towards retirement than people who saw an image of themselves as they are now.8

Then it makes the important part automatic. The first part of every payment goes to your future self by a transfer that happens on its own, so calm choices turn into steady progress without a monthly battle.

  • An automatic transfer to your future self, raised whenever your income rises.
  • A night’s thought before any purchase you hadn’t planned.
  • A weekly money time with a record of your progress, and qualified advice before any big decision.

This track is called Mindset of the Rich. It names no products and promises no returns, and it ends by counting you back up, ready for your day. See Mindset of the Rich on its own page.

Between them, the three tracks open the drawer, give you a reason to keep it open and point every opened letter towards the life you want.

Is there a part the tracks can’t do for you? Just one: the first letter. Inner Game of Wealth asks you to open it the day after you first listen, and once it’s open, the key is already turning the other way.

Introducing The Inner Game of Wealth Complete Edition, Three Tracks To Open The Drawer

It’s called the Inner Game of Wealth Complete Edition.

Inner Game of Wealth on computer, tablet and phoneAttract Abundant Lifestyle on computer, tablet and phoneMindset of the Rich on computer, tablet and phone

Three self-hypnosis tracks by Dr. Steve G. Jones in one download: Inner Game of Wealth, Attract Abundant Lifestyle and Mindset of the Rich. Together they help you feel calm and capable with money, see the life you want clearly and take the long view, so money becomes something you face on an even keel instead of a drawer you avoid.

Steadies your Even KeelOne slow breath, and every letter opened the same day.
Gives you a reason to lookA clear picture of the life you want, rehearsed in deep relaxation.
Points money forwardYour future self paid first, and a weekly money time you enjoy.
Get the Inner Game of Wealth Complete Edition

Three MP3s for $69.95 · instant download · 30-day money-back guarantee

Each track ends by counting you back up, wide awake, so you can listen at any quiet time of day, though never while driving.

What people are saying about Dr. Steve G. Jones’s hypnosis programs

Leo Konfino

“the positive impact it’s made on my life”

My appreciation for your work and the positive impact it’s made on my life is far more than I’m able to describe here. However, I’ve been inspired to live out my dreams and have actually taken real steps towards its realization in the past few months. Your Fan, Student & Friend.

Leo Konfino
Jeraldine Saunders

WOW! No wonder Steve is the leader in hypnotherapy. How lucky are those who have had the benefit of his genius!

Jeraldine SaundersCreator the Love Boat TV series

Individual experiences; results vary.

What Would Calm About Money Be Worth To Your Home?

Think about it for a moment. What would it be worth to open every letter on the day it arrives, without the knot in your stomach? To talk about money at home calmly, to end hard days with what really helps, and to know where your money is going and why?

And if someone you share a home with carries the same dread, what would it be worth to sit down together over a cup of tea and talk about money without either of you changing the subject?

Every week brings its money moments: a few letters or alerts, a payday, a price that makes you tense. Picture each one met from your Even Keel:

In time it changes who you are in your own home: someone calm and capable with money.

Dr. Jones coaches top Hollywood directors, sports stars and CEOs, and in this edition three of his self-hypnosis tracks come together in one download for $69.95.

Compare The Three Ways To Get These Tracks

Any one of these tracks can be bought by itself, from its own page at dreamlifetrack.com.

One trackInner Game of Wealth$29.95Start with the calm, and add the other two later.See this track’s page
Three tracks, one by oneBought separately$89.85Inner Game of Wealth $29.95
Attract Abundant Lifestyle $29.95
Mindset of the Rich $29.95
Best valueInner Game of Wealth Complete Edition$69.95All three tracks in one download. You keep $19.90.See the edition ↓

Why all three together? Calm without a picture can drift back into avoidance, and a picture without calm can feel too frightening to look at. The three follow one another:

  1. Days 1 to 21Inner Game of Wealth: the slow breath, the letter opened the same day and kind, true money self-talk.
  2. Days 22 to 42Attract Abundant Lifestyle: the picture, the morning ritual and enjoying what you have while you build more.
  3. Days 43 to 63Mindset of the Rich: your future self paid first, and a night’s thought before buying on impulse.

After that, keep the one you need most for the weeks when the old tightness comes back.

Get all three tracks for $69.95

Sold separately for $89.85 · you keep $19.90

The Inner Game of Wealth Complete Edition, In One Download From ClickBank

Three self-hypnosis tracks by Dr. Steve G. Jones

Inner Game of Wealth on computer, tablet and phoneAttract Abundant Lifestyle on computer, tablet and phoneMindset of the Rich on computer, tablet and phone

Inner Game of Wealth Complete Edition

$69.95

Sold separately at dreamlifetrack.com for $89.85. You keep $19.90.

Yes! I want the Inner Game of Wealth Complete Edition

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Order Tonight, Empty One Corner Of The Drawer Tomorrow

  1. Tap or click any order button to open ClickBank’s secure checkout.
  2. Check that the total is $69.95, fill in your details and place your order.
  3. Your download is ready within five minutes, often sooner on a fast connection.
  4. Download the MP3s onto your phone, tablet or computer.
  5. Choose a quiet place where nothing will disturb you, never while driving, then put on headphones and play Inner Game of Wealth.
  6. The day after your first listen, take one slow breath and deal with one envelope or one account you’ve been avoiding.

If you’re still unsure, that’s understandable. Many of us were brought up to believe that money is something you either have a head for or you don’t.

Give It 30 Days, Then Decide With A Clear Head

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30-Day Iron-Clad 100% Money-Back Guarantee

I want you to feel completely confident getting your copy of Inner Game of Wealth Complete Edition. Just place your order, download the self-hypnosis audio track and listen to it every day. If at any time during the next 30 days you don't feel 100% happy with your purchase, I'll refund every penny, no questions asked. Just email support@dreamlifeprogram.com.

Dr. Steve G. Jones

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What people are saying about Dr. Steve G. Jones’s hypnosis programs

Serena Stuart

I have been lucky enough to be able to listen to Steve Jones’ recordings for about 7 or 8 years. I have always believed in hypnosis and have found these recordings to be effective and very useful. I just listen and notice the change.

Serena StuartRochester, WA
Kevin Harrington

Dr. Steve G. Jones is without a doubt the best in his field.

Kevin HarringtonOriginal Shark on Shark Tank

Individual experiences; results vary.

Two Ways To Meet The Next Envelope

If nothing changes

It’s easy to carry on as before. The next letter arrives, the stomach tightens and it goes in with the others. A long day ends with a parcel nobody planned. Money comes up at dinner and the subject changes, again.

And the worry comes along everywhere, to work, to bed and on holiday, because a closed drawer is never really closed.

If you open it

Or you can start tonight. Put on your headphones, climb the autumn path and look back at how far you’ve already come.

Tomorrow you open one letter, with one slow breath first. At the end of the week you make a cup of tea, put on some music and give your money its jobs, and the drawer gets a little lighter every time.

And you have a full 30 days to change your mind.

Start opening the Locked Drawer

Instant MP3 download · 30-day money-back guarantee

Debt, Spending, Worry And Other Things People Ask

What exactly is the Locked Drawer?

It’s this page’s name for the habit of putting money worries out of sight, in a drawer, an unopened banking app or a changed subject, where they quietly grow heavier. Looking away brings an afternoon of relief and more worry afterwards.

And the Even Keel?

It’s the calm, capable part of you that has handled money well before. On Inner Game of Wealth you remember one of those times, and from then on each money moment starts with one slow breath that brings you back to it.

Will these tracks make me rich?

They make no promise about your income, savings, wealth or net worth, and no honest track could. They work on how you feel and act in money moments, the picture you steer by and the long view. Nothing on them is financial advice.

I’m in serious debt. Is this the right place to start?

Inner Game of Wealth itself tells you to reach out early, to a free debt-advice service or a qualified adviser, and to your doctor as well if worry about money is affecting your sleep or your mood. Please do that first. The tracks can sit alongside that help, and they never replace it.

How is this different from the Inner Game of Wealth track on its own?

The single track works on how money feels in the moment. The edition adds Attract Abundant Lifestyle, for a clear picture of the life you want, and Mindset of the Rich, for the long view with money. On their own pages at dreamlifetrack.com the three add up to $89.85; together, as this edition, they cost $69.95.

In what order should I listen?

Steve suggests staying with one track for 21 days, so start with Inner Game of Wealth, then Attract Abundant Lifestyle, then Mindset of the Rich. After that, go back to whichever one you need most.

When should I listen?

At any time you can sit or lie down undisturbed, never while driving. Every track ends by counting you back up, so you can listen in daylight hours too.

Is self-hypnosis right for everyone?

No. It isn’t suitable for anyone with severe depression, psychosis, a dissociative or seizure disorder, a drug or alcohol problem, or a gambling problem. If one of those applies to you, please talk to your doctor before listening.

How fast will I see results?

Everyone is different. Many people feel calm and relaxed from the very first listen, and the new habits build each time you play it. That is why Steve suggests listening every day for a minimum of two weeks, and longer if you like.

Does your program cater specifically to me?

Yes. The program is built on broad human psychology, with techniques, tips and methods that people have used for thousands of years, so it suits adults of any age. Whether you're 21 or 61, it is never too early or too late to start building better habits.

When will I get the Program?

This is a digital file. You'll get the entire program in just five minutes from now. In fact, it could be sooner depending on your internet connection.

What format is the program and will it work on a phone?

The self-hypnosis file is mp3 format which means it can be downloaded to a phone, tablet or computer, or any other device to easily access it instantly.

What is your refund policy?

We have a 30 day money back guarantee. If you decide that the program is not for you within 30 days, then we'll refund every penny, no questions asked.

What if I have extra questions?

No problem. It would be great to hear from you. We would love to help you personally if you have any extra questions. Please email us at support@dreamlifeprogram.com. We'll respond as quickly as possible.

I’m ready. What do I do next?

Click the button below. You’ll go to ClickBank’s secure checkout, and your three tracks arrive within five minutes, so you can climb the mountain path today.

Get the Inner Game of Wealth Complete Edition

Instant MP3 download · 30-day money-back guarantee

Anything else? Email support@dreamlifeprogram.com.

Your Evenings, Your Home And Your Peace Of Mind All Three Grow Lighter Once The Drawer Is Open

The Locked Drawer keeps money worry out of sight and never out of mind. It costs you quiet evenings, easy conversations at home and the simple comfort of knowing where you stand.

You don’t have to sort everything out tonight. Say maybe. Listen to the first track, open one letter the next day, and take the 30 days to feel the difference. If it isn’t for you, one email brings back every penny.

The choice is yours.

Looking back on his early career, Steve realized he “needed to tweak my mindset”, so that he “wouldn’t have to rely on willpower, forcing myself to do stuff”.

Dr. Steve G. Jones

Dr. Steve G. Jones, Ed.D.Clinical Hypnotherapist

Inner Game of Wealth Complete Edition

Inner Game of Wealth, Attract Abundant Lifestyle and Mindset of the Rich: three self-hypnosis MP3s, sold separately for $89.85.

$69.95

Yes! I want the Inner Game of Wealth Complete Edition

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Research cited on this page

  1. Shapiro, G. K. & Burchell, B. J. (2012). Measuring financial anxiety. Journal of Neuroscience, Psychology, and Economics, 5(2), 92–103.
  2. Atalay, A. S. & Meloy, M. G. (2011). Retail therapy: a strategic effort to improve mood. Psychology & Marketing, 28(6), 638–659.
  3. Karlsson, N., Loewenstein, G. & Seppi, D. (2009). The ostrich effect: selective attention to information. Journal of Risk and Uncertainty, 38(2), 95–115.
  4. Klontz, B., Britt, S. L., Mentzer, J. & Klontz, T. (2011). Money beliefs and financial behaviors: development of the Klontz Money Script Inventory. Journal of Financial Therapy, 2(1), 1–22.
  5. DeSteno, D., Li, Y., Dickens, L. & Lerner, J. S. (2014). Gratitude: a tool for reducing economic impatience. Psychological Science, 25(6), 1262–1267.
  6. Dunn, E. W., Aknin, L. B. & Norton, M. I. (2008). Spending money on others promotes happiness. Science, 319(5870), 1687–1688.
  7. Kasser, T. & Ryan, R. M. (1996). Further examining the American dream: differential correlates of intrinsic and extrinsic goals. Personality and Social Psychology Bulletin, 22(3), 280–287.
  8. Hershfield, H. E., Goldstein, D. G., Sharpe, W. F., Fox, J., Yeykelis, L., Carstensen, L. L. & Bailenson, J. N. (2011). Increasing saving behavior through age-progressed renderings of the future self. Journal of Marketing Research, 48(SPL), S23–S37.

These tracks work on how you feel and act around money. No promise is made here about what you will earn, save or own, and neither this page nor the recordings give financial advice. If debt feels heavy, contact a free debt-advice service first, and if worry about money is affecting your sleep or your mood, talk to your doctor too. The studies are listed so you can read them yourself; the tracks do not quote them.

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